Warning: call_user_func_array() [function.call-user-func-array]: First argument is expected to be a valid callback, '' was given in /home/freetips/public_html/wp-includes/class-wp-hook.php on line 298
I am not an employee « Free Tips DOT COZA

I am not an employee


Posted on 23rd October 2012 by Tony in Random |Rant

There are days when running a business in South Africa can be particularly frustrating. Especially when it comes to the Admin/Red Tape side of things. I mean, let’s be honest: No one goes into business for themselves so they can spend a day a week doing Admin and Paperwork.
But somehow Government and Banks think that is exactly what we do – and what we want to do. In reality most business owners I know really hate paperwork and it’s a reason why so many people are behind in their tax submissions, PAYE, SARS, banking, etc. etc.
Let’s take the example that SARS requires a cancelled cheque to prove my bank details. Never mind the fact that no one uses cheques anymore. Well, I certainly don’t and my bank has given me an electronic business bank account which means everything is run online. Even a document from my bank manager didn’t help. It had to be a “wet-ink” letter which we submitted to SARS – and I’m still holding my breath waiting for them to accept it.
And then of course there is the case of applying for a bond or loan of any sort. Banks tend to think us self-employed people are criminals. It is virtually impossible to get money from the bank because I don’t have a salary slip. Never mind that my business has been running for 10 years and I’ve survived the worst recession since World War 2!
I’m applying for a bond and my repayments on my bond will be LESS than the rent I am paying on my house. LESS. And yet the banks have declined by bond. I’m self-employed, you see. I’m a high-risk.
Since the large majority of people in South Africa are employed (as opposed to being self-employed) the banks just don’t have a set of rules to work with us. When I arrive at the bank they measure me up against employed people who, they seem to think, have less risk than me.
Well an employee can lose his job overnight in the current economic climate. How is that less risky than me owning a business?
We’re always hearing about unemployment in South Africa and how we need to find a way to combat the 40% unemployment in this country. The Unionists, Marxists and Socialists want a big government where we all work for the state. The Capitalists wants big corporations with thousands of minions¬†employees. But history has shown over and over again that the Free Market, the small-business owners, the self-employed is the true ticket to economic freedom.
If the government and banks are truly serious about helping small business owners, then for goodness sake, start decreasing the amount of paperwork required to get anything done. I don’t want to stand in a queue at the bank for 3 hours to collect a card. I’d rather pay the R70 for a courier (if that option was available to me).
Help simplify the loan application process (my last bond application was 28 pages long!) You have access to my bank records, you can see the money coming in and going out. Decrease the tax burden on business owners. Encourage small businesses to employ more people .
We’re a special breed of people, us self-employed people. We’re hard-working, tenacious, pioneering. Please don’t squeeze us into the same box as everyone else.


  1. Hosea says:

    Just want to say your article is as amazing. The clarity in your post
    is simply nice and i can assume you are an expert on this subject.
    Well with your permission let me to grab your feed to keep updated with forthcoming post.

    Thanks a million and please continue the gratifying work.

    23rd October 2012 at 9:15 pm

  2. Itamar Serpa Fernandes says:

    It is appropriate time to make a few plans for the long run and it’s
    time to be happy. I’ve read this put up and
    if I could I wish to counsel you some interesting issues or advice.
    Perhaps you could write next articles referring to this article.
    I wish to learn more things about it!

    23rd October 2012 at 11:18 am

  3. whole disk says:

    Hello There. I found your blog using msn. This is a very well written article.
    I will be sure to bookmark it and return to read more of your useful information. Thanks for the post.
    I will certainly return.

    23rd October 2012 at 11:43 am

  4. ranked amazon book says:

    I’m extremely impressed with your writing skills and also with the layout on your blog.
    Is this a paid theme or did you customize it yourself?
    Anyway keep up the nice quality writing, it is rare to see a great blog like this one these days.

    23rd October 2012 at 11:38 am

  5. rental residences says:

    Hey very nice blog!

    23rd October 2012 at 11:40 pm

  6. generally hair says:

    WOW just what I was looking for. Came here by searching for best hair extension salons

    23rd October 2012 at 10:02 am

  7. Silvia Odete Morani Massad says:

    Hey there, You have done a fantastic job. I’ll definitely digg it
    and personally suggest to my friends. I am confident they’ll be benefited from
    this web site.

    23rd October 2012 at 5:43 am

  8. http://teendatingsite.pw says:

    Magnificent goods from you, man. I have understand your stuff previous
    to and you’re just too wonderful. I actually like what you have acquired here, really like what you are stating and
    the way in which you say it. You make it enjoyable and you still take care of to keep it smart.
    I can not wait to read far more from you. This
    is actually a tremendous website.

    23rd October 2012 at 7:02 am

  9. www.reliancefl.com says:

    I like the helpful information you provide in your articles.
    I will bookmark your weblog and check again here frequently.

    I am quite certain I will learn many new stuff right here!
    Good luck for the next!

    23rd October 2012 at 2:09 am

  10. Barrett says:

    Keep on working, great job!

    23rd October 2012 at 6:29 am

  11. phuotstore.vn says:

    Have you ever thought about including a little bit more than just your articles?
    I mean, what you say is valuable and everything.

    However imagine if you added some great graphics or video clips to give your posts
    more, “pop”! Your content is excellent but with images and video clips, this blog could certainly be one of the greatest in its niche.
    Terrific blog!

    23rd October 2012 at 12:06 pm

  12. glam seamless review says:

    I’ve been exploring for a little bit for any high quality articles or
    blog posts on this kind of house . Exploring in Yahoo I eventually stumbled upon this web site.
    Reading this information So i am satisfied to express
    that I’ve an incredibly good uncanny feeling I discovered
    exactly what I needed. I so much for sure will make sure to don?t overlook this web
    site and give it a look on a continuing basis.

    23rd October 2012 at 7:53 am

  13. Senaida says:

    Hmm it appears like your blog ate my first comment
    (it was extremely long) so I guess I’ll just sum it up what I submitted
    and say, I’m thoroughly enjoying your blog. I as well
    am an aspiring blog writer but I’m still new to everything.
    Do you have any suggestions for beginner blog writers?
    I’d really appreciate it.

    23rd October 2012 at 11:47 am

  14. regnum.gamigo.com says:

    It’s really a nice and helpful piece of information. I’m satisfied that you simply shared this helpful info with us.

    Please stay us informed like this. Thanks for sharing.

    23rd October 2012 at 10:59 am

  15. Veronica says:

    Hello there, I discovered your blog via Google whilst looking for a comparable
    topic, your website came up, it looks good. I have bookmarked
    it in my google bookmarks.
    Hi there, just turned into aware of your blog through Google, and found
    that it is really informative. I am gonna watch out for brussels.
    I will be grateful if you proceed this in future. Lots of
    folks will likely be benefited out of your writing.


    23rd October 2012 at 4:21 pm

  16. resep masakan anak 1 tahun says:

    Hi there friends, its great piece of writing concerning
    educationand entirely explained, keep it up all the time.

    23rd October 2012 at 8:39 am

  17. Lea says:

    An intriguing discussion is worth comment. There’s no doubt that
    that you should write more about this issue, it might not be a taboo matter but generally people don’t talk about these topics.
    To the next! All the best!!

    23rd October 2012 at 3:28 pm

  18. solar powered self-recharge says:

    This page truly has all of the information and facts I wanted concerning this subject and didn’t know who to ask.

    23rd October 2012 at 9:21 am

  19. hair extensions based says:

    Having read this I believed it was rather informative. I appreciate you taking the time and energy to put this content together.
    I once again find myself spending a significant amount
    of time both reading and commenting. But so what, it was still worth it!

    23rd October 2012 at 10:26 pm

  20. http://wiki.piesdokwadratu.pl/wiki/Wordpress_Business_Theme_-_Top_Rank_Company_Theme_For_Business_Owners says:

    I simply couldn’t leave your site prior to suggesting that I
    actually loved the usual information an individual provide in your visitors?

    Is going to be back regularly in order to check up on new

    23rd October 2012 at 10:17 pm

  21. Silvia Odete Morani Massad says:

    Greetings! Very helpful advice in this particular post!

    It’s the little changes that make the largest changes.
    Thanks for sharing!

    23rd October 2012 at 11:27 am

Leave a comment